Financing Option

For a purchase of the Automoverbot car mover robot using financing, your primary financing option through PayPal would be their business financing solutions, as consumer options like PayPal Credit or Pay in 4/Pay Monthly typically have much lower maximum limits. This means you would need to cover the difference. 

Business Financing Options

If you are a business owner and have a PayPal Business or Premier account, you may be eligible for one of two options.

 1. PayPal Working Capital

This is a business cash advance based on your existing PayPal sales history. 

• Loan Amount: You can borrow up to 35% of your annual PayPal sales, with a potential maximum of up to $200,000 (or $300,000 for repeat borrowers). A $45,000 loan is feasible if you meet the sales criteria.
• Repayment: Repayment is made automatically as a fixed percentage of your future PayPal sales. Higher percentages result in a lower total fixed fee. A minimum payment is required every 90 days.
• Costs: There are no periodic interest charges, late fees, or other hidden fees; just one fixed fee agreed upon upfront.
• Eligibility: You need to have had a PayPal Business or Premier account for at least 90 days and processed a minimum amount in sales in the last 12 months (e.g., $15,000 for Business accounts).
• Credit Check: There is generally no personal credit check required, as the loan is primarily based on your PayPal account history. 

2. PayPal Business Loan

This is a more traditional loan that offers a lump sum with fixed weekly payments. 

• Loan Amount: You can borrow between $5,000 and $100,000 (up to $150,000 for repeat borrowers).
• Repayment: Payments are fixed and automatically debited from your bank account on a weekly basis.
• Costs: This loan has a fixed fee/interest rate.
• Credit Check: This option requires credit checks. 

Consumer Financing Options

For personal purchases, the limits are significantly lower than $45,000.

• PayPal Pay in 4: Allows splitting an eligible purchase into four interest-free payments over six weeks, with a typical maximum limit around $1,500.
• PayPal Pay Monthly: Available for qualifying purchases between $49 and $10,000, with fixed monthly payments over terms up to 24 months. Rates vary based on creditworthiness.
• PayPal Credit: A revolving line of credit that offers 0% interest for 6 months on purchases of $149 or more (US terms) or 0% for 4 months on purchases of £99 or more (UK terms), but the overall credit limit may not extend to $45,000 in a single transaction. 

For more detailed information on business financing options and current terms, you should visit the official PayPal Working Capital website or log in to your business account to check your eligibility

We also offer Three Payments of $20,000 intial payment , $10,000 before shipping and $10000 after a month of receiving the order subjected to Ts&Cs Email US for details: Ref automoverbot 20-10-10